$415,000

Turnkey furnished at asking price and ready to enjoy from day one, this inviting 3-bedroom, 2-bath home offers an exceptionally easy path to homeownership in Watercolors, a gated 55+ community in La Quinta. Thoughtfully arranged for comfortable everyday living, the bright and open interior features vaulted ceilings, a welcoming living room with fireplace, and an easy connection between the kitchen, dining, and main gathering spaces. Furnishings are included at asking price, creating a true move-in-ready opportunity without the added expense or inconvenience of furnishing a home after closing. The flexible three-bedroom floor plan provides space for overnight guests, a home office, hobbies, or whatever best fits your lifestyle. An attached two-car garage adds everyday convenience and additional storage, while the home's manageable footprint makes it equally appealing for full-time desert living or buyers looking to simplify into a lower-maintenance residence. Beyond the home, Watercolors offers a relaxed desert lifestyle with a gated entrance, community pool, spa, and clubhouse, all within convenient reach of La Quinta's shopping, dining, recreation, healthcare, and everyday amenities. Combining a desirable La Quinta location, community amenities, and the added value of being offered furnished at asking price, this is an opportunity to move in, settle down, and start enjoying the desert lifestyle right away. Watercolors is a moderate-income development under the La Quinta Housing Authority Watercolors Senior Housing Program. Buyer must qualify for an appropriate mortgage loan and meet the City's moderate-income qualification requirements. Buyer must provide a minimum 3% down payment from buyer's own funds, with a maximum down payment of 20% of the sales price. The property carries an existing $48,000 La Quinta Housing Authority silent second trust deed loan, which the qualified purchaser assumes for the remainder of its 45-year term ending February 2052. Property must be owner-occupied as the buyer's primary residence; no rentals or cash purchases permitted. 2026 combined gross household income requirements: 1 person: $68,901-$89,450; 2 people: $78,751-$102,250; 3 people: $88,601-$115,250; 4 people: $98,401-$127,800. Buyer eligibility and financing are subject to approval under La Quinta Housing Authority program requirements.